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19+ Learner Loans

If you want to enrol on a course but are worried about paying the tuition fee, Advanced Learner Loans could be the answer.

What are Advanced Learner Loans?

These government loans help students like you aged 19 or above pay the fees charged by colleges for approved courses between level three and level six.

The loans mean you will not pay any money for your course upfront.

Getting a loan doesn’t depend on your household income and there’s no credit check.

When do I repay my Advanced Learner Loan?

Repayments start the April after you complete or withdraw from your course.

You pay back your loan (plus interest) when you finish your course and earn more than £25,725 a year. Your repayments will stop if your income drops below £25,725 a year.

Your annual repayment amount will be 9% of any income you earn over £25,725.


Your monthly repayments would be:

  • £9 a month - if you earned £27,000 a year
  • £32 a month - if you earned £30,000 a year

Government website links: